25. Deep Dive: Florida Homeowner's Insurance with Mike Tonsetic

In this episode, Jeff chats with Mike Tonsetic, CEO and President of Blanchard Insurance. Topics covered include:

• The #1 biggest liability for Florida real estate investors.
• Why is the Florida insurance market so tough, and so expensive?
• Types of insurance policies for Florida landlords.
• The difference between a HO-3 homeowner's policy and a DP-3 landlord policy. 
• Creative ways for investors to bind insurance despite a bad 4-point inspection.
• Citizen's Insurance: What is it and do you want it?
• Deductibles, premiums, and coverage limits.
• Named storm deductibles for hurricanes.
• Flood insurance.

Links:

• The Blanchard Insurance Team
• Blanchard Insurance Personal Products
• Blanchard Insurance Commercial Products